Although the announcement of an impending birth is always something to celebrate, it can often be a worry for employers who may be left wondering what the impact will be on their school. Suddenly, a key team member isn’t there and there’s no way to know if they’re coming back. This makes maternity leave particularly hard to plan and budget for.
For most schools, academies and colleges, a maternity absence is inevitable sooner or later. It can be disruptive and expensive to provide cover when a teacher takes time off to have a baby. Whilst National Insurance repays most of the absent teacher’s salary, most schools need assistance to help pay for a replacement teacher.
Traditionally schools would need to purchase a staff absence insurance policy to cover maternity absences. However, at Absence Protection we allow schools to purchase a standalone maternity policy which pays your school a lump sum benefit up to £10,000. The cover works in exactly the same way as conventional maternity cover, but you do not need a staff absence insurance policy in place to purchase it.
Our maternity policy will provide your school with the reassurance that should a member of staff become pregnant, you can afford to cover their absence.
We know that no two schools are the same, which is why we allow you to choose a maternity benefit of your choice up to £10,000 per full-time teacher.
Our standalone maternity policy includes cover for any unknown pregnancies conceived up to 90 calendar days before your policy start date.
Your staff can access a range of health and wellbeing services which have been specifically designed to assist staff during and after maternity leave.
Our clients have access to their assigned claims handler for a personal and professional service, ensuring help is only a phone call away.
Our average claims payment time is only five working days and all claims are made by BACS payment, ensuring our schools receive their settlement quickly.
The percentage of all days taken absent within schools, academies and colleges due to maternity.
The average length of a maternity absence in schools, academies and colleges.
The average financial shortfall a school may experience when a member of staff takes maternity leave.
What is your member of staffs annual salary?
|Week of Maternity Leave||Total Weekly Pay||SMP Entitlement||School reclaim (92%)||Weekly defecit||Total Defecit|
|1 to 4||£-||£-||£-||£-||£-|
|5 & 6||£-||£-||£-||£-||£-|
|7 to 18||£-||£-||£-||£-||£-|
|19 to 39||£-||£-||£-||£-||£-|